Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Tax UK) Pick polygram.ink (preferred broker) |
41% | 59% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Trade this market → |
Polymarket (direct) polymarket.com |
41% | 59% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Trade this market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Trade this market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Trade this market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Trade this market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 76-77°F | 41% |
| 74-75°F | 30% |
| 78-79°F | 13% |
| 73°F or below | 5% |
| 80-81°F | 5% |
| 82-83°F | 4% |
| 84-85°F | 1% |
| 86-87°F | 0% |
| 88-89°F | 0% |
| 90-91°F | 0% |
| 92°F or higher | 0% |
Market context
The market hinges on whether San Francisco International Airport records a temperature exceeding 100°F on 13 July 2026, a threshold the crowd currently deems unlikely at 4% probability. Historical data shows July highs in the city typically cluster around 70°F, rarely surpassing 79°F, with the all-time record for the airport reaching only 87°F during a 2013 heatwave [1][2]. Even during the most intense Bay Area heat events, such as the 2017 spike that hit 106°F in the city proper, the airport station has not breached triple digits, suggesting the 4% YES price reflects a rational assessment of extreme climatic outliers rather than standard seasonal variance [5].
Traders should monitor the National Weather Service’s daily heat advisories for the Bay Area and any emerging high-pressure ridge forecasts extending into mid-July, as these are the primary catalysts for anomalous warmth [8]. Recent regional heatwaves have demonstrated that while inland areas like Healdsburg can reach 116°F, the airport’s coastal exposure usually buffers temperatures significantly [3]. For accessibility, the German GlüStV imposes strict licensing on gambling operators, yet US CFTC reach remains limited for non-US platforms; the ‘no-KYC up to $1,500’ feature allows traders to bypass identity verification for smaller stakes, though larger positions will trigger compliance checks under evolving anti-money laundering rules.
Methodology
This overview of Highest temperature in San Francisco on July 13? reviews the four comparable platforms from a regulatory perspective: which is accessible in your jurisdiction, where KYC kicks in, how the platform is classified by your country of residence. Live probability is the Polymarket mid; comparison columns show regulatory status, KYC thresholds and settlement options for each platform.
Resolution & payout
On Polymarket, resolution runs on-chain via UMA Optimistic Oracle. USDC payout is instant and automatic, with no KYC. Tax treatment depends on your jurisdiction — in the US, gains are usually ordinary income; in the UK, often capital gains. Consult a tax professional for your situation.
FAQ
- Is Polymarket legal in my country?
- Polymarket is geo-blocked in the US/UK/EU. Actual usage via the Polymarket interface is not possible there. The legal status itself varies — many countries treat prediction markets as a gray area. Polymarket Tax UK has a different geo footprint.
- Do I need to KYC for Polymarket Tax UK?
- Not for lifetime trading volume under $1,500. Above that threshold, a quick KYC flow kicks in — ID, selfie, approximately 5-10 minutes. The threshold matches FATF travel standards for unregulated crypto platforms.
- What happens during a tax audit?
- You're responsible for documenting your trades. Polymarket Tax UK exports a full transaction history (CSV/PDF) for tax reporting. In an audit you'll need to present these documents.
- Is there a withdrawal cap?
- No platform-side cap. You can withdraw any amount provided KYC is complete. SEPA bank withdrawals over €15,000 trigger additional anti-money-laundering checks (statutory obligation for all platforms).
- What if regulation changes?
- If regulation changes in your jurisdiction (e.g. prediction markets are banned), Polymarket Tax UK would geo-block the affected region and continue processing withdrawals. Your funds remain withdrawable at any time.
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